Advice regarding car insurance....I am new to it all?

Advice regarding car insurance....I am new to it all?

Could someone please explain to me how the costs are decided, im aware the younger you are the more it will be (im 18 :/) but which cars fall into which category ? Any sites which will show me ? Also any advice on what is a good 1st car ? can anyone suggest a site where i can do comparisions regarding the car/insurance cost/insurance group etc because when i search nothing useful is coming up

 

BEST ANSWER: Try this site where you can compare quotes:howmuchisinsurance.xyz

 

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I took identical information and filled out a progressive quote for both DETROIT and LOSANGELES and both are 2356 FULL coverage (im 16 years old with zzr600), While when i got a quote from TD Bank they said 6000$ what the f u c k my damn bike doesnt even cost that much got damn it.

 

 

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Advice regarding car insurance....I am new to it all?

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What is good to have with car insurance. what features i guess i should say...?

i am 26, drive a 2007 altima 2.5s sedan with 30,000 miles on it. clean driving record and had my license since 17 with zero tickets if that helps. ------------------------------------------------ This is what I am paying with progressive auto: Coverage & Premium Information 2007 Nissa BODILY INJURY & PROPERTY DAMAGE LIABILITY $296.00 BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT MEDICAL PAYMENTS $5,000 EACH PERSON $20.00 COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $65.00 COLLISION ACV LESS $500 DEDUCTIBLE $336.00 LOAN/LEASE PAYOFF COVERAGE $33.00 25% OF THE ACTUAL CASH VALUE UNINSURED/UNDERINSURED MOTORIST $22.00 $50,000 EACH PERSON - $100,000 EACH ACCIDENT UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $6.00 ROADSIDE ASSISTANCE $7.00 Premium by Vehicle $785.00 Anti-Fraud Fee $0.90 Total Policy Premium $785.90 -------------------------------------- I think i am paying too much for car insurance?! about $130 A MONTH! Is this just about right or can I get lower better insurance or do i actually need something more?! let me know what you have and how much you pay and how you are covered. thanks

 

 

Car insurance for an 18 year old?!?

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Would i be able to get a car insurance policy on the same car?

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Insurance Nissan 350z?

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Why are teenagers car insurance rates so high?

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Full Coverage Insurance Alaska?

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Cost estimate of motorcycle insurance for female?

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Advice regarding car insurance....I am new to it all?

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What is Private Health Insurance?

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Which type of insurance is the best for a family insurance and Child insurance in India?

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Okay, Passed my driving test last week and just about to get insured. One problem though, when I was taking?

lessons with my instructor I accidently hit the curb and my instructor had to make a claim. She told me it was all sorted it out although she had to say write my name down to her insurance company saying it was my fault. The question im asking is will this have any effect on my license or make my insurance cost more. p.s I took my test in England. Desperate to get an answer, cant find one anywhere else xxx

 

 

What kind of insurance do you need?

can a black cab be driven on a normal insurance or do you need a different insurance to drive it .

 

 

Motorcycle insurance?

how much would it cost to insure a 16 year old male for a 230cc motorcycle in Ca ??

 

 

HELP !!!!!!! what is a good and CHEAP car insurance company? 10 points =]?

I need the cheapest possible car insurance but thats also good and will cover me =]

 

 

Is it realistic to think that my motorcycle insurance yearly premium will be less than $2000?

I am a 20 year old male in Southern California. I have had a drivers license for just over 2 years (no accidents), will be taking a Motorcycle Safety class right before getting my license, have decent credit, and will be financing a used motorcycle ($5000 or less and have between 500 and 900 cc because I am a very big guy). I know it will vary a lot but is it crazy to think that I will be paying less than $2000 per year for my insurance?

 

 

Will my car insurance rates go up if another driver lives at my address who is not under my plan?

I have an insurance plan that covers myself and my wife. Recently my son switched insurance plans to the same carrier that I have with his own insurance policy for his car that he ...show more

 

 

Im looking for a car thats as fast as any normal 1.6 but is cheap on insurance?

Im 20 years old and i am looking for a car with the same acceleration or bhp as a normal 1.6 normal but i would like one that's cheaper on insurance

 

 

Is the discount rate for car insurance for students GPA cumulative?

I am in California and my semester GPA fell a little under 3.0 but my cumulative is still 3.0 will that affect my car insurance discount? And if so by how much?

 

 

Why the hell is motorcycle insurance SOO expensive in Ontario, Canada?

I took identical information and filled out a progressive quote for both DETROIT and LOS ANGELES and both are 2356 FULL coverage (im 16 years old with zzr600), While when i got a quote from TD Bank they said 6000$ what the f u c k my damn bike doesnt even cost that much got damn it.

 

 

What is the best insurance company for garage liability insurance?

I am trying to find a cheaper insurance company for auto dealership. I live in Kentucky, does anyone know a better insurance company? Thanks

 

 

How much would insurance be for a 2008 Honda CBR 125cc?

I'm only a 16 year old, 5'3 115 pound girl... I've got my g1, my driving course and I'm more than willing to take the motorcycle course. I'm looking at buying a 2008 Honda CBR 125cc. I'm wondering ON AVERAGE what I'll be paying for insurance? Thanks in advance! Oh and I'm in Sudbury, Ontario. I'll only be doing about 20-30km a day, if that makes a difference

 

 

Can my car and I be added to my boyfriends car insurance policy?

I'm buying a car tomorrow and insurance for myself only is going to be over a $100 a month. If I get added to someones policy its wayyy cheaper. My boyfriend has progressive insurance. Could my car and I be added to his policy?

 

 

Does the Affordable Care Act regulate health care or insurance?

Does the Affordable Care Act regulate health care or insurance?

 

 

Can you get insurance after a ticket for no insurance?

so i got a ticket for speeding, and i also didnt have insurance on my car so the cop gave me two tickets one for speeding, and one for no insurance. So i went to court pleaded not guilty and didn't have insurance and got a 500 dollar ticket. then couple weeks later i got a letter saying my license will be suspended for 3 months due to illinios law for not having insurance. I was wondering if could have gotten insurance and shown it at the court date and would it have been removed?? Also is there away i can get a lawyer to have the remove the suspension or anything???

 

 

Would I still have insurance?

Hey. I'm 19 now and I started college. However, I quit going in September. Would I technically still have insurance until the end of the school year? I had surgery over the summer when I was 18 and they had me show them my application papers for college. I would like to get braces before I get too old and I was wondering if I would still be able to get them until the end of the school year.

 

 

Can anybody tell me what impairment rating have to do with an auto settlement?

my lawyer tells me she cant make a demand to the insurance company till i get an impairment rating from my doctor. what does that mean and what is a good rating?

 

 

How much adding coverage for substitute vehicle to my insurance will cost me?

I live in Mass

 

 

Aprox how much will my insurance cost?

im going to be 16 in a few monthes and get my license then me and my parents are going to buy my first car. Ill be 16, a girl, and the car will be some cheap used car most likely.

 

 

How much does liability insurance pay?

Ok so I got into a car accident the other day and now I got this letter in the mail from her lawyer asking to see my insurance policy and whether or not i have liability insurance. Since I have full coverage on my auto insurance I was wondering how much would it cover?

 

 

Why is it important to carry car insurance if the odds of a major accident are quite low?

Its a stats question

 

 

How much would my insurance go up?

I'm looking at getting a coupe for my first car. Possibly a 2010 Camaro or Mustang. As of now my mom and I share her car, a Cadillac CTS. The insurance for myself is about $140 a month (I'm 16) so if I got a coupe, around how much of a jump would that make my insurance go up?

 

 

Please I Need Help On My Car Insurance?

I just bought a car and i don't want to pay huge car insurance. Anybody care to help me out may be a recommendation of place i can get it a little bit cheap

 

 

Any idea on how much car insurance will cost for new driver I'm 28yrs old??

please help i just need an estamate looking into buying a small car after hopefully passing the uk driving test next week. 1.4 engine size nothing to smart just to get me from a-b i only have around 500 to buy a car, just trying to figure out how much to put aside,tried calling insurance companys but they said they wont quote with out full licsense details.... all i want is an idea!!!thanks in advance

 

Advice regarding car insurance....I am new to it all?

Could someone please explain to me how the costs are decided, im aware the younger you are the more it will be (im 18 :/) but which cars fall into which category ? Any sites which will show me ? Also any advice on what is a good 1st car ? can anyone suggest a site where i can do comparisions regarding the car/insurance cost/insurance group etc because when i search nothing useful is coming up

 

Motorcycle insurance in GTA?!?

Hey, I am 21 and has had motorcycle insurance now for the past 3 years and have been insured for a 2009 kawasaki ninja 250r. I am currently paying $1700 a year for insurance with td and have a perfect driving record. I want to switch my bike to a 2012 harley davidson iron 883 and just got a quote from them for $5500 a year!! I think that is ridiculous! Does anyone know of any good motorcycle insurance for harleys or are similar in age and paying less? I really want this bike but $5500 a year is nuts. I can buy a brand new ninja every year lmao.

 

 

Driving without insurance in CA, only 19 yrs old and does not own car, what is the worst case scenario?

So I got into a bit of a fender bender at my college parking garage. I was trying to park and due to the tight space i apparently hit the back bumper of a car. I drove away because I didn't want to further block traffic, I thought I hit the side wall, and I was already late for an important exam. The campus police called me, and he's not charging me with a hit and run. We also have everything straightened out with the other driver. However, the officer needs my insurance to complete the police report. I do not have insurance, I don't own a car and the car I was driving was my sister's. Am I completely liable? I researched around and saw fines were up to $1000 and licenses were revoked 60-90 days. Please help me answer, I'm so stressed out and terrified of everything that's happening!..

 

 

When can you call insurance for cheaper?

so your car is 10years old, I know that older cars get cheaper insurence. I been with same company for awhile, but when should i call them to lower my insurence since the car is old. Or is it updated automaticly?

 

 

Advise please for a cheapest and reliable car insurance here in orange county CA?

For a 2012 honda civic LX thank you

 

 

Car insurance help?

Ok so im about to turn 16. my parents said they would get me a car, but only if i paid my own insurance. can u please tell me how much it would be a month. and what company would be the lowest price. i dont know if u need this info but. im 16. white ( someone told me it matters?), i live in florida (palm beach county), and the car will probably be an audi a4. thanks for help

 

 

Roughly how much would a BMW x3 in group 16 insurance cost?

My mum wants to buy this new BMW x3 2004 and it's in group 16, so is there a rough guideline of how much it would be for a years insurance?

 

 

Why does Health Insurance have so many deductibles?

I am not complaining because I have really great insurance, just wondering why there is a deductible for everything? I mean you pay for the insurance every month, plus I have a deductible for dr visits, one for prescriptions, one for dental etc. So just wondering why so many? My dr deductibles are $300 a person, but my prescription deductible is $150 which I will probably never meet cause I am on no meds and rarely go to the dr for a sick visit. So why so expensive? Thanks in advance!

 

 

Am over 25 yday passed my test but cant get cheap insurance for a small car.?

here it is. am 25+ and yesterday passed my driving test. looking over the internet for insurance for nissan micra 3 dr 1L 3 door. cheapest i can get is 140. my cousin who is 4 years younger than me, he got it for 94. tried same company aswell. am i missing any trick?need help suggestion and recomendation

 

 

Would my car insurance covers if paint is sprayed on my car by family member accidentally?

My uncle was spray painting his deck (toner - penetrating oiling formula) and didn't pay attention and it was quite windy that day it got all over my car. Now would my insurance cover this claim or not? What you guys think what should I do? I think it will cost me around $7000 to $8000 and I have full insurance. Thanks for your replies

 

 

Is there a car insurance that will give a young driver a reasonably quote?

i recently purchased a mk1 ford fiesta. theres no mods to the car and tax wise i think its a classic. its a 1984. i have wanted a mk1 fiesta for years now and its the car i want to drive. im 17 and the cheapest quote on any car ive been given is 2000. are there any companies that will give me a good quote on my fiesta

 

 

Where can i find a cheap mustang and a good deal on insurance?

im 18 and my insurance is cheap but i dont no how much it will go up if i get a mustang. i live in ohio and need a place near me so i dont have to go far

 

 

What is an average insurance rate for a house?

How do they figure insurance costs? About how much would annual insurance be for a $70,000 house? Thanks~!

 

 

How much can auto insurance rates go up for a first time accident?

If youre at fault, theres no injuries. Approximatley $1500 damage done to the other car and minor scratches done to your own. Also, would it be better not to make a claim to your own vehicle if the damage is so minor? Or would it even have an impact on future rates?

 

 

Are 100% of Americans insured with medical/dental insurance?

Bet not and do they pay their medical bills? NOOOOOOOOO!!!

 

 

Best car insurance for my children while they're at university?

My two children (aged 20 and 18) have gone to university this year. They've left their car (VW Polo) at home. What is the best way to insure this car now? It's only getting used when they pop home, and a bit more over Christmas and Easter, probably summer too. However I can't find any insurance that will take this into account. I've got my own car, so theirs is just sitting there for 8 or 9 months out of the year. Does anybody know of any insurance providers that will insure a car while taking this into account?

 

 

Cheap insurance for a 16 year old boy?

My first car is gonna be allot more expensive then the average first car because its a Lincoln aviator, the only problem is that even though the truck is $7000 (after safety and etest and all that needs nothing else) witch i can afford, the insurance is $1000 a month witch i can't afford! is there anyway to possibly go under my parents insurance or something like that? if so how would i do that?

 

 

Which auto brand is the cheapest for insurance in Ontario?

I heard that, for auto insurance, Van is cheaper than sedan, Is it true? Could you please tell me which auto brand is the cheapest for auto insurance (e.g. Ford, Nissan, Hyundai)? Thank you in advanced.

 

 

Is motorcycle insurance cheaper than car insuracne?

for an 18 year old in mississauga ontario, canada would bike insuracne be cheaper than car insureacne on for(part-time car driver)?

 

 

Anyone have Healthy families insurance in California?

I'm 12 weeks pregnant and have a high deductible kaiser insurance plan. I have a feeling I will end up paying 4500 (my out of pocket max) to give birth. Anyway, I recently found out I qualify for Healthy families insurance for me and the baby, so I applied and waiting to hear back. Just wondering if anyone has their own insurance in addition to healthy families? I wasn't sure if I could have double coverage to get help with the deductible... It's too late for me to change my plan because open enrollment at my work has already passed

 

 

How much would insurance cost for a 2007 mustang?

I'm 16 and an A-B student. it would be on in my parents name with me as a primary driver. its a blue mustang gt 2007

 

 

How much is car insurance for a 16 year old?

It is a 1998 ford explored 4.0l engine 2wd. I bought it for $2800. About how much is it going to cost for insurance a month. my parents have state farm

 

 

Is the maintenance/insurance costs on a 1998 Porsche Boxster expensive? Is it more expensive than a Corolla?

Would my maintenance costs go way up if I trade in my 2000 Toyota Corolla for a 1998 Porsche Boxster? Would my insurance costs go way up if I trade in my 2000 Toyota Corolla for a 1998 Porsche Boxster? I only have an additional $1000 per year to pay for any additional costs, would this be enough to cover the extra insurance and maintenance costs of an old used Porsche Boxster, one that seems to need quite a lot of mechanical work done at a Porsche dealer, compared to my old and flawless Toyota Corolla? Are Porsche dealers really expensive or is that just a myth? I drive a 2000 Toyota Corolla and over the years I change my own oils, my own fluids, and have only taken it in twice for tire alignments, that's it. The costs are extremely low. Now I see a 1998 Porsche Boxster for sale, with a slightly leaky engine and a Balking automatic transmission for sale. I would like to have fun and buy it, but I cannot afford any more than about $1000 per year in maintenance costs. Also, my insurance on the Corolla is dirt cheap, and I don't want to pay that much more when I get the Boxster, i don't want any surprises. What do you think? For a person with very limited resources, Should I keep my trusty old Corolla, or get the Boxster?

 

 

Use my insurance to pay for high repair costs?

My vehicle was vandalized and due to that I have Many scratches and dents to the sides of the car. My insurance estimate 2100$ worth of repairs in which I pay 300$. Initially the representative told me that my insurance would not go up monthly because I don't have a.bad history of claims n the incident was not my fault. But that was before they appraised the car so now they would have to give me 1800$ and im.not sure whether I should go through the insurance or not I don't want to affect my monthly payments. Any suggestions?

 

 

Auto Insurance policy changes?

Would a auto insurance company be able to tell if you changed your deductibles after a wreck or comprehensive damage? If you changed it and then waited a couple of days or a week from say, 1000 to 500$ and then filed the claim. Do they check for recent changes in policy coverages?

 

 

Can you have more than one car insurance policy?

Okay, imagine the situation. Mum's got a car (A), but it's too expensive to run. Son has just bought a car (B) but doesn't want to drive it much until next year. Mum's already got an insurance policy on Car A, she wishes to take out an insurance policy for Car B with another company, but still keep her insurance policy on Car A with her old insurer. So Car A - Insurance Policy A - Mum driver. Car B - Insurance Policy B - Mum driver, Son named. Many thanks.

 

Advice regarding car insurance....I am new to it all?

Could someone please explain to me how the costs are decided, im aware the younger you are the more it will be (im 18 :/) but which cars fall into which category ? Any sites which will show me ? Also any advice on what is a good 1st car ? can anyone suggest a site where i can do comparisions regarding the car/insurance cost/insurance group etc because when i search nothing useful is coming up

https://www.linkedin.com/pulse/best-low-cost-auto-insurance-isaiah-woods/